No. Teeth whitening is classified as a cosmetic procedure in Singapore, so it isn’t covered by Medisave or by most insurance plans.
Why whitening isn’t covered
Medisave and most insurance plans are built around medically necessary treatment, meaning anything that treats decay, infection, or injury. Whitening doesn’t fall into that category since it changes the colour of teeth without treating an underlying condition, regardless of how stained or discoloured the teeth are.
What IS covered
There’s one exception worth knowing: if a tooth has discoloured because the nerve inside has died (often after trauma or a deep cavity), the root canal treatment needed to fix that underlying problem may be claimable, even though the cosmetic whitening step afterward still isn’t. We have various private insurance providers signed up with us; contact our front desk to check what your specific plan covers.
Whitening price options at Smilepoint
Consult, Clean and Brighten ($369) combines a polish with an express whitening step. Express Teeth Whitening with a home kit costs $599. Comprehensive in-clinic whitening is $999, and intensive Zoom teeth whitening, the strongest option, is $1,319. If budget is a factor, the Clean and Brighten package is the most accessible starting point at either our Holland Village or Mapletree Business City clinic, with the option to step up to a more intensive treatment later if needed.
