MediSave for Dental Treatments in Singapore

Did you know that you can use MediSave for dental claims to cover a portion of the cost of dental surgeries? Firstly, Smilepoint is a CPF Medisave-accredited dental clinic for dental surgery: therefore, patients who are Singapore citizens or permanent residents can claim part of their surgical expenses from the CPF Medisave Account when undergoing dental surgeries at Smilepoint Dental. Patients who don't have enough money in their Medisave account to cover their dental costs can bill their immediate family members' Medisave account balances. Spouses, parents, grandparents, siblings, and children are examples of immediate family members, and they must be Singapore citizens or permanent residents.

CPF MediSave Dental Claim - Who Is Eligible?

Are you a Singaporean Citizen (SC) or Permanent Resident (PR) in Singapore who has a MediSave account? Then you are eligible to apply for MediSave dental claims as MediSave is the national medical savings scheme in Singapore.

Can I use MediSave for dental?

You can claim Medisave for certain dental surgeries. In other words, you may be able to cover a portion of the expenses If you are planning to undergo dental surgery for medical reasons. However, the withdrawal limit of your claim depends on the type and complexity of the surgery and, of course, the final approval from CPF. There is a list of eligible surgical procedures, and each medical procedure is subject to MediSave withdrawal limits.

MediSave can be used to pay for surgical procedures such as:

• Dental implants
• Wisdom tooth surgery
• Peri-radicular (root) surgery
• Gum surgery (Frenectomy)
• Crown lengthening
• Bone grafting
• Gum grafting
• Biopsy

MediSave for Dental Claims	Claim Amount
Insertion of Dental Implant(s) - 2C	Up to $950 per tooth
Removal of Dental Implant(s) - 1C	Up to $450 per tooth
Wisdom Tooth Surgery - Without the division of tooth
Single tooth /2 to 3 teeth /4 or more teeth	Up to $350/ Up to $1550 /Up to $2150
Wisdom Tooth Surgery - With the division of tooth
Single tooth /2 to 3 teeth /4 or more teeth	Up to $950/ Up to $1850 /Up to $2600
Guided Bone Regeneration 2C	Up to $950
Crown Lengthening - 1B	Up to $350
Surgical Consumables	Up to $300

Please Note: The actual MediSave dental claims for each procedure may differ depending on the complexity of the treatment and CPF Medisave’s final approval; therefore, these amounts are only given as guidelines for you to form a general overview. Contact Smilepoint Dental for more information.

Dental treatments that are NOT MediSave-claimable

You will NOT be able to use it for non-surgical treatments including cosmetic or aesthetic dental treatments on the basis that it is not a surgical or medical necessity.

• Tooth extraction
• Non-surgical root canal treatment
• Dental crowns
• Dental bridges
• Dentures
• Braces (including Invisalign)
• Teeth whitening

Note: For non-surgical treatments, you can get a subsidised rate if you have a CHAS/MG/PG card. dental treatments available for CHAS subsidy.

How to use Medisave for payment?

It is a common practice for many other dental clinics to collect the full cash amount before processing the claim for dental.
You do not need to pay cash upfront. At Smilepoint Dental, we try to simplify the process so that the patient does not need to come up with cash upfront.

These documents are required To do this, please provide the documents below at the time of/before surgery:

Please ensure the following:

• The printout should be dated within 1 month of the surgery
• The printout should show clearly the IC number, name of the Medisave account holder & the current Medisave account balance
• Soft copies in USB thumbdrive, and CDs are NOT ACCEPTED.
• Emails on the day of surgery are also not accepted, the emails need to be sent 1 week before the surgery date to allow our business office time to verify the account. There is no available internet access in the clinic.

To ensure the privacy of patients, Smilepoint will not go into the patient’s account to check the balance.

After submission, the CPF board will inform the owner of the Medisave account in writing of the total amount taken out of the Medisave account.

Make sure to submit these documents before the surgery or else you will have to incur the full payment in cash or Nets.

For the Medisave dental claim, you should submit the documents within 5 working days to allow the use of Medisave. In this instance, consequently, the money can only be refunded in 3 weeks after Medisave approval & banking clearance. The Medisave account holder receives the refund in the form of a crossed cheque to the Medisave account holder’s name, you need to collect & sign it in person.

We also accept other indirect payment options like :

Besides that, Medisave can also be used to pay for certain dental services at dental clinics and medical institutions accredited by the Ministry of Health (MOH) and Central Provident Fund (CPF) Board. As a general guide, dental treatments that involve surgery and are performed due to medical reasons can be paid for using Medisave.